309 Fernandina Street

Hutchinson Island, FL
$ 1,280,000 Beds 3 Baths 2.5 Sq 1,836 Virtual Tour
Monthly Estimate* How much can I afford?

Location, Location, Location! A true boater's paradise on South Hutchinson Island! Experience the best of Florida waterfront living in this custom-built 3-bedroom + den, 2.5-bath pool home with 65 feet of waterfront on beautiful Faber Cove. Designed for boating enthusiasts, you'll enjoy a 12,000-lb electric boat lift, covered hoist, 10-foot water depth at the dock, 64-foot bridge clearance, and quick, easy access to the Atlantic Ocean. Spend your mornings on the water and your evenings relaxing by the screened pool overlooking the canal. Just a short walk to the beach, this home offers the perfect combination of boating, beach living, and coastal luxury—all with NO HOA! This custom masonry home was built approximately 7 feet above the high-water level for added peace of mind and features a durable metal roof along with 2023 hurricane-impact windows. Recent waterfront improvements include a new seawall (approximately 3 years old) and new dock boards. The dock offers approximately 10 feet of water depth, a covered boat hoist, a 12,000-lb electric boat lift, and approximately 46 feet of bridge clearance, providing quick access to the Intracoastal Waterway and Atlantic Ocean. Inside, you'll find a spacious floor plan featuring a formal dining room, an open kitchen with breakfast bar, a flexible den that's ideal for a home office, media room, or guest space, two generously sized guest bedrooms, and an oversized laundry room with abundant storage. Outside, the oversized driveway offers plenty of room for multiple vehicles, a boat trailer, or RV. Relax or entertain from the screened lanai and pool while enjoying peaceful waterfront views. Located on desirable South Hutchinson Island, you're just a short walk from the beach while still enjoying your own private dock and direct boating access. This is Florida waterfront living at its finest.

Active Under Contract

  • Price
  • $ 1,280,000
  • City
  • Hutchinson Island
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • St Lucie
  • Half Bathrooms
  • 1
  • Area
  • 7010
  • Lot Size
  • 0.34 Acres
  • Zip
  • 34949
  • Sqr Footage
  • 1,836
  • Year Built
  • 1987
  • Taxes
  • $ 6112
  • Style
  • MLS#
  • B26060563
Listed By: Schweitzer Realty
Data Source: Beaches MLS (FL)

Features

General

Membership Required false
Sewer Public Sewer
Heating Central,Electric
Cooling Central Air,Electric
Utilities Cable Available,Electricity Connected,Sewer Connected,Water Connected
Possession Close Of Escrow
Roof Metal
Appliances Dryer,Dishwasher,Electric Range,Electric Water Heater,Microwave,Oven,Refrigerator,Water Heater,Washer
Garage Spaces 2
Patio/Porch Features Deck,Patio,Screened
Architectural Style Ranch
Pool Features Fenced,Gunite,In Ground,Pool Equipment,Private,Screen Enclosure
Construction Materials Block,Concrete,Stucco
Pets Allowed No Pet Restrictions,Yes
Year Built 1987
View Intercoastal,Pool,River,Water
Stories Count 1
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Waterfront Features Navigable Water,Ocean Access,Other,Seawall
Accessibility None
County St Lucie
New Construction false
Property Type Residential
Attached Garage true
Contingency Other
Subdivision Name FORT PIERCE SUBDIVISION
Facing Direction East
Garage Y/N true
Other Structures RV/Boat Storage
Total Rooms 3
Full Baths 2
Status Active Under Contract
Directions Seaway (Jimmy Buffett Memorial Dr) to Fernandina - Rt - follow Fernandina Home will be on the Rt (no Sign)
City Hutchinson Island
Senior Community Y/N false
MLS Area 7010
Carport Y/N false
Tax Annual Amount 6112.25
Property Condition Resale
MLS Area Minor SL09
Standard Status Active Under Contract
Occupancy Type Call Agent
Property Sub Type Additional Single Family Residence
PostalCity Hutchinson Island
Legal Description FT PIERCE BEACH S/D BLK 12 NLY 35 FT OF LOT 7 AND SLY 40 FT OF LOT 8 (OR 524-2168)

Interior Features

Interior Amenities Breakfast Bar,Dining Area,Separate/Formal Dining Room,Dual Sinks,Walk-In Closet(s)
Flooring Tile
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Storm Window(s)
Fireplace Y/N false
Half Baths 1
Laundry Features Inside,Laundry Room
Total Bedrooms 3
Main Level Bedrooms 3
Main Level Bathrooms 3
Total Baths 3

Exterior Features

Exterior Amenities Outdoor Living Area,Other
Fencing Back Yard,Fenced,Gate
Parking Features Attached,Boat,Driveway,Garage,RV Access/Parking
Lot Features Oversized Lot,1/4 to 1/2 Acre Lot
Water Source Public
Total Parking 8
Lot Size Area 14810
Building Area Total 2884
Lot Size Acres 0.34
Frontage Length 65.00
Frontage Type Waterfront
Waterfront Y/N true
Covered Spaces 2

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the , office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/5/2026 Listed $1,280,000

Property vs Zip Code Average in 34949

Price
AVG $1.18M
$1.28M
Taxes
AVG $14,042
$6,112
Year Built
AVG 1995
1987

309 Fernandina Street Hutchinson Island, FL is a Single Family Home for sale at $1280000 with 1836 sqft and a lot size of 0.34 Acres Acre(s). 309 Fernandina Street Hutchinson Island has 3 bedrooms, 2 baths and was built in 1987. The property's zip code is 34949 which is in Hutchinson Island, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.