2195 Sw Shoal Creek Trace

Palm City, FL
$ 479,000 Beds 3 Baths 2.5 Sq 1,751 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to Charter Club at Martin Downs! This beautifully maintained 3 bedroom, 2.5 bath home offers an open-concept layout with high ceilings, a 1st floor primary suite and peaceful lake views. Enjoy indoor-outdoor living from the covered, screened patio, perfect for relaxing or entertaining. Additional features include impact windows, an EV charging station, and access to community amenities including a pool and tennis courts. Conveniently located near shopping, dining, golf, I-95, and the Turnpike.

Active Under Contract

  • Price
  • $ 479,000
  • City
  • Palm City
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • Martin
  • Half Bathrooms
  • 1
  • Area
  • 6090 - Palm City
  • Lot Size
  • 0.14 Acres
  • Zip
  • 34990
  • Sqr Footage
  • 1,751
  • Year Built
  • 1989
  • Taxes
  • $ 6681
  • Style
  • MLS#
  • B26057985
Listed By: RE/MAX Gold
Data Source: Beaches MLS (FL)

Features

General

Membership Required false
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Electricity Connected,Sewer Connected,Water Connected
Possession Close Of Escrow
Roof Barrel,Tile
Appliances Dishwasher,Electric Range,Electric Water Heater,Microwave,Refrigerator,Water Heater
HOA Fee 1225
Garage Spaces 2
Association Fee Includes Common Areas,Cable TV,Internet,Maintenance Grounds,Recreation Facilities,Security
Patio/Porch Features Covered,Patio,Screened
Pool Features Association,Heated
Security Features Security System,Gated Community
Construction Materials Block,Concrete,Stucco
Pets Allowed Pet Restrictions,Yes
Year Built 1989
View Lake
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Waterfront Features Lake Front
Community Features Home Owners Association,Gated
Community Type Gated Community
Accessibility None
Assoc Fee Paid Per Quarterly
County Martin
New Construction false
Property Type Residential
Association Amenities Pickleball,Pool,Spa/Hot Tub,Tennis Court(s)
Attached Garage true
Contingency Appraisal,Financing,Inspection
Subdivision Name CHARTER CLUB AT MARTIN DOWNS
Facing Direction Southwest
Garage Y/N true
Full Baths 2
Status Active Under Contract
Directions Martin Downs Blvd to Charter Club
High School Martin County
City Palm City
Disclosures Deed Restriction
Senior Community Y/N false
MLS Area 6090 - Palm City
Carport Y/N false
Elementary School Bessey Creek
Tax Annual Amount 6681.67
Middle/Junior High School Hidden Oaks
Property Condition Resale
MLS Area Minor MRTC - Martin County
Standard Status Active Under Contract
Occupancy Type Owner
Property Sub Type Additional Single Family Residence
PostalCity Palm City
Legal Description CHARTER CLUB AT MARTIN DOWNS LOT 169

Interior Features

Interior Amenities Breakfast Area,Dual Sinks,Living/Dining Room,Main Level Primary,Split Bedrooms,Separate Shower,Vaulted Ceiling(s)
Flooring Ceramic Tile,Laminate
Furnished Y/N Unfurnished
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 1
Laundry Features Inside,Laundry Room
Total Bedrooms 3
Main Level Bedrooms 1
Main Level Bathrooms 2
Total Baths 3

Exterior Features

Private Pool false
Exterior Amenities Outdoor Living Area
Parking Features Attached,Driveway,Electric Vehicle Charging Station(s),Garage,Garage Door Opener
Lot Features Interior Lot,Landscaped,Sprinklers Automatic,< 1/4 Acre
Water Source Public
Total Parking 4
Lot Size Area 6117
Building Area Total 2171
Lot Size Acres 0.14
Waterfront Y/N true
Covered Spaces 2

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the , office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Bessey Creek Elementary School
Middle School Hidden Oaks Middle School
High School Martin County High School

Price History

7/29/2026 Listed $489,000
8/11/2026 2% - $479,000

Property vs Zip Code Average in 34990

Price
AVG $850K
$480K
Taxes
AVG $6,531
$6,681
Year Built
AVG 1997
1989

2195 Sw Shoal Creek Trace Palm City, FL is a Single Family Home for sale at $479000 with 1751 sqft and a lot size of 0.14 Acres Acre(s). 2195 Sw Shoal Creek Trace Palm City has 3 bedrooms, 2 baths and was built in 1989. The property's zip code is 34990 which is in Palm City, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.